Terms of Service
Welcome to Ajosave. These Terms of Service govern your use of our platform, services, and applications. By accessing or using Ajosave, you agree to these terms.
1. Use of Ajosave
Ajosave provides a platform for group savings, bill splitting, and financial collaboration. You agree to use the platform only for lawful purposes and in accordance with these terms.
2. Account Registration
To use certain features, you may be required to create an account. You agree to provide accurate, complete, and up-to-date information at all times.
You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.
3. Group Savings Responsibility
Ajosave facilitates group savings arrangements but does not act as a guarantor of member behavior. Users are responsible for their commitments within any group they join.
Ajosave provides tracking, transparency, and tools to support accountability, but does not assume liability for member defaults.
4. Payments and Transactions
All payments are processed through licensed payment partners. By using Ajosave, you agree to comply with all applicable payment regulations and policies.
Ajosave is not responsible for delays or issues caused by third-party payment providers.
5. Fees
Ajosave may charge transaction or service fees for certain features. All applicable fees will be clearly communicated before transactions are completed.
6. Security
We implement industry-standard security measures to protect user data and transactions. However, you are responsible for maintaining the security of your login credentials.
7. Prohibited Activities
You agree not to:
- Use Ajosave for fraudulent or illegal activities
- Provide false or misleading information
- Interfere with the operation or security of the platform
- Attempt unauthorized access to other accounts or systems
8. Account Suspension
Ajosave reserves the right to suspend or terminate accounts that violate these terms or engage in suspicious or harmful activities.
9. Limitation of Liability
Ajosave is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from the use of the platform.
10. Changes to Terms
We may update these Terms of Service from time to time. Continued use of Ajosave after changes indicates your acceptance of the updated terms.
11. Governing Law
These terms are governed by the laws of the Federal Republic of Nigeria.
12. Contact Information
If you have any questions about these Terms, please contact us:
Email: support@ajosave.ng
Location: Lagos, Nigeria