Save Together.
Pay Smarter.
Ajosave is Nigeria’s trusted group savings and bill-splitting app built for Ajo, thrift, and everyday payments.
Join trusted savings groups, contribute with confidence, and track your participation with transparency and security.
How Ajosave Works
Browse available savings groups, join the one that fits your plan, and track your contributions with full transparency.
Browse Groups
Explore savings groups listed on Ajosave and choose the one that matches your contribution plan and payout goal.
Join and Contribute
Sign up, submit your request, and once approved, start contributing according to the group’s schedule.
Track/Receive Payout
Monitor your participation, follow your payout timeline, and receive your cashout safely when it is due.
Everything You Need to Manage Group Finance
Built for modern savings groups, bill sharing, and transparent financial collaboration.
Group Savings Automation
Digitize Ajo and thrift collections with structured contribution cycles.
Bill Splitting Made Simple
Split rent, trips, utilities, and shared expenses quickly and clearly.
Secure Payments
Bank grade encryption and trusted payment infrastructure protect transactions.
Transparent Records
Track payments, upcoming payouts, and contribution history with ease.
Reputation & Accountability
Encourage on time contributions with built in compliance tracking.
Virtual Wallet & Transfers
Fund your wallet and withdraw directly to your bank anytime.
Your Money Is Safe with Ajosave
We partner with licensed financial institutions and payment providers to help ensure your funds are protected. Ajosave operates with strict security standards and transparent financial controls.
Frequently Asked Questions
Is my money safe?
Yes. Funds are processed through licensed payment partners and protected with bank-grade encryption.
What happens if a member doesn’t pay?
Ajosave tracks contributions and enforces group rules transparently. Members can see compliance history.
Do I need a bank account?
Yes. A bank account is required for withdrawals and verification.
Are there fees?
Ajosave charges a small transaction fee to maintain secure infrastructure and operations.
Is Ajosave licensed?
Ajosave operates as a registered Nigerian company and partners with licensed financial institutions.
Join the Future of Group Savings in Nigeria
Browse available savings groups, choose the one that fits your plan, and join with confidence through a smarter and safer savings experience.